lower employee turnover
Keeping experienced people can reduce recruitment, onboarding and replacement costs.
THE BUSINESS CASEPUBLISHED EWA MARKET EVIDENCE22% PUBLISHED EWA MARKET EVIDENCE12%
Calculate the value for your team.
Two goals with real commercial value: fewer people leaving and more willingness to pick up extra shifts when access to earnings comes sooner.
EXPLORE YOUR OWN SCENARIO
What could that mean for you?
Adjust the assumptions. Starting business figures are illustrative and improvement rates are editable.
ILLUSTRATIVE ANNUAL SCENARIO€26,400
potential saving from fewer replacements, before Flow costs
17.6fewer replacements / year
+144filled shifts / year
Calculation: employees × turnover × relative reduction × replacement cost. Shifts: monthly baseline × uplift × 12. This is not a forecast, net ROI or combined savings total.Talk through your scenariomore shifts filled
Earlier access to earnings can make an extra shift more attractive and help teams cover their rota.
Published earned wage access provider results, source checked 8 September 2026. External benchmarks, not a market-wide average or a guarantee of Flow results. Sample, period and causal methodology are not specified alongside the figures. Results in Greece may differ. View source ↗