A new chapter for employee benefits in Greece.Meet Flow
FOR EMPLOYEES

You’ve earned it. Access it earlier.

Flow is offered through your employer. You decide whether and when to access a portion of your available earned pay.

Let’s talk
E

Good morning, Eleni ☀

Available to access€240,00From work you’ve already done
Withdrawal amount€80
Illustrative fee€2,75
Total payroll deduction€82.75
To your existing bank account
Interactive example · No payment is made
IN PRACTICE

Clear at every step.

01

Work is recorded

Confirmed hours and earnings determine the available amount.

02

Your employee chooses

They see their available earnings, choose an amount and review the fee before confirming.

03

Payday stays on schedule

Flow funds the withdrawal. Your business repays on the agreed payroll date.

Your employer doesn’t offer Flow yet?

Share this page with your HR or payroll team. Access is enabled only when your employer participates. Flow is preparing for launch in Greece.

GOOD QUESTIONS

Let’s make it clear.

Have another question?
Does our payday change?

No. Flow’s model funds employee withdrawals and collects repayment from the employer on payday. The corresponding payroll adjustments are agreed with your payroll team before launch.

What does it cost?

Pricing and who covers the fees are agreed with each employer. Employees always see their fee before confirming. The example on this site is illustrative, not a commercial offer.

How much can an employee access?

Only a portion of confirmed earnings, within limits agreed with the employer. Previous withdrawals and fees reduce the available balance. The service does not provide access to future earnings.

Will the money arrive instantly?

The aim is delivery in seconds where SEPA Instant is supported. Timing depends on the receiving bank and payment route. Instant arrival is not guaranteed.

Do employees need a new bank account?

No. Flow pays existing EUR bank accounts using an IBAN. Employees do not need a Revolut account.

Will it work with our systems?

We first check how your system exports employee details, approved hours and pay rates. Depending on the system, we assess API access or secure files. Compatibility is confirmed before onboarding.

A GOOD NEXT STEP

Give your people a little more freedom.

Let’s talk

Let’s find out if Flow is right for your team.