Work is recorded
Confirmed hours and earnings determine the available amount.
OUR THINKING
Work is changing. Benefits can too.
Flow serves businesses in Greece and the people who keep them moving, with more flexible access to earned pay. Flow is operated by Flow HQ Ltd, a private company limited by shares registered in England and Wales under company number 17370799.
Let’s talkE
Good morning, Eleni ☀
Available to access€240,00From work you’ve already done
Withdrawal amount€80
Illustrative fee€2,75
Total payroll deduction€82.75
To your existing bank account
Interactive example · No payment is madeLess complexity. More usefulness.
Your employee chooses
They see their available earnings, choose an amount and review the fee before confirming.
Payday stays on schedule
Flow funds the withdrawal. Your business repays on the agreed payroll date.
Does our payday change?
No. Flow’s model funds employee withdrawals and collects repayment from the employer on payday. The corresponding payroll adjustments are agreed with your payroll team before launch.
What does it cost?
Pricing and who covers the fees are agreed with each employer. Employees always see their fee before confirming. The example on this site is illustrative, not a commercial offer.
How much can an employee access?
Only a portion of confirmed earnings, within limits agreed with the employer. Previous withdrawals and fees reduce the available balance. The service does not provide access to future earnings.
Will the money arrive instantly?
The aim is delivery in seconds where SEPA Instant is supported. Timing depends on the receiving bank and payment route. Instant arrival is not guaranteed.
Do employees need a new bank account?
No. Flow pays existing EUR bank accounts using an IBAN. Employees do not need a Revolut account.
Will it work with our systems?
We first check how your system exports employee details, approved hours and pay rates. Depending on the system, we assess API access or secure files. Compatibility is confirmed before onboarding.
A GOOD NEXT STEP
Give your people a little more freedom.
Let’s talkLet’s find out if Flow is right for your team.